Date Archives: August 2017

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Apex, NC | 6 Posts
Buying a Home | 8 Posts
Cary, NC | 8 Posts
Chapel Hill, NC | 8 Posts
Clayton, NC | 3 Posts
Durham, NC | 8 Posts
Financing | 2 Posts
Garner, NC | 2 Posts
Goldsboro, NC | 1 Posts
Home Selling | 9 Posts
Home Tips | 36 Posts
HPW Foundation | 12 Posts
HPW Happenings | 15 Posts
HPW Luxury | 15 Posts
HPW Open Houses | 149 Posts
Knightdale, NC | 4 Posts
Mebane, NC | 1 Posts
Morrisville NC | 1 Posts
Pittsboro NC | 1 Posts
Raleigh, NC | 51 Posts
Rolesville, NC | 1 Posts
Triangle Living | 79 Posts
Wake Forest NC | 2 Posts
Zebulon, NC | 2 Posts
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August
30

2017 Best Places to Work

Drum roll, please… Coldwell Banker Howard Perry and Walston is one of the Best Places to Work in the Triangle!

Our full-service real estate company brought home another Triangle Business Journal Best Places to Work award this year, and we couldn't be prouder.

"This award is a nod to every single one of our agents, staff members, and company leaders on a job well done," said Don Walston, Coldwell Banker Howard Perry and Walston founder and chairman. "We've been able to establish a nurturing work environment that serves to empower our team to grow their abilities and do better for themselves and their clients. We truly strive to Help People Win, starting with our own."

Best Places to Work in the Triangle

The Triangle Business Journal named 50 Triangle-based companies ranging in size from "small" to "giant" on its list this year. Companies were chosen based on an employee-survey process conducted by Quantum Workplace. The top-ranking company in each size category will be announced at a luncheon awards event in September.

Coldwell Banker Howard Perry and Walston has held this regional Best Places to Work distinction for numerous years as a result of its longstanding commitment to serving others well at all costs.

"We know that an investment in our real estate team is an investment in the communities and clients we serve. It's something we've always done and will always do," added Walston.

View the complete list of the TBJ's 2017 Best Places to Work here.

 

Learn more about our full-service Coldwell Banker Howard Perry and Walston real estate company and the cities and towns our leading team of realtors and agents serve.

August
30

Cary Ranks 4th Best for First-Time Home Buyers

Thinking about dipping your toe in the homeownership pool? Cary is for you, first-time home buyers.

The growing Triangle town recently earned a top five spot on WalletHub's list of the Best Places for First-Time Home Buyers ranking fourth out of the 300 cities and towns the personal finance website reviewed.

Compared against 23 key indicators, WalletHub assessed each to determine market attractiveness, affordability, and quality of life. Cary scored well, especially for affordability and real estate market rank, which evaluated market health, share of homes sold annually, building-permit activity, home price appreciation and more. Not surprisingly given its past recognitions as one of the safest places to live in the nation, Cary also snagged fifth place among the cities with the lowest property-crime rate.

"Cary has made its mark on the map as an ideal place to live in the Triangle for first-time buyers, seasoned homeowners and those seeking the perfect place to enjoy retirement," said Beckie Hanley, branch manager of the Coldwell Banker Howard Perry and Walston Cary Office. "With a downtown revitalization plan underway and focused growth to bring in new businesses and support citizens' requests for recreational offerings, the town is poised to be the area's most popular suburb."

The Town of Cary wasn't the only Triangle location on the national list; Raleigh and Durham also made an appearance ranking 23rd and 66th, respectively. However, when reviewed by size, Raleigh took home first place on the large city list, and Durham snagged 22nd position on the mid-sized city compilation.

Consider Living in Cary

A convenient Triangle area suburb, Cary is making a name for itself among home buyers in all walks of life.

The thriving town is a short commute away from the larger Triangle cities of Raleigh and Durham and the region's popular Research Triangle Park business center.

Numerous well-known companies call Cary home including SAS Institute, Verizon and Deutsche Bank. Local businesses and restaurants are also abundant with more and more opening in the community monthly.

Recreational offerings at area parks and cultural events and live performances hosted at the renowned Koka Booth Amphitheatre are highly anticipated and well attended throughout the year.

Popular Cary Neighborhoods

Want to live in a new home development? Seeking country club living? On the hunt for a home in an established, family-friendly neighborhood? Cary has what you want.

Home buyers will find the homes they seek in neighborhoods that suit their families in the lauded town.

"Cary has wonderful communities, new developments, and well-established neighborhoods, with homes in an array of styles, sizes, and prices," added Hanley. "Buyers can count on our expert Cary real estate agents to help them narrow down their house hunt to find the right neighborhood and the best home for their wants and needs."

Some popular Cary neighborhoods to consider include:

Amberly

A new home community located in West Cary, Amberly has scenic, wooded lots with home starting at 2,680 square feet with four or more bedrooms. Home buyers will appreciate the well-designed homes with large, open kitchens and unique outdoor living spaces including covered patios and screened porches.

Additionally, Amberly residents will enjoy a state-of-the-art Clubhouse with fitness center, a Junior Olympic pool and children's play pool, a gymnasium with basketball court, outdoor kids' playground and hiking trails that wander throughout the community.

Cary Park

The family-friendly Cary Park community offers beautiful traditional homes, townhomes, and condominiums in a convenient West Cary location. Built around a 28-acre lake, the community feature miles of paved walking and biking trails and sidewalks that connect the neighborhoods within.

Cary Park homeowners also have access to a clubhouse, pool, volleyball court, playground, picnic shelter and sports field.

Carpenter Village

Cary's Carpenter Village is a desirable community that combines beautiful front-porch, Southern-style homes poised along tree-lined streets. The established community also offers the amenities families seek including walking trails, tennis courts, and a pool.

The community recently welcomed Franklin Park at Carpenter Village, a mixed-used development with retails shops, townhomes, and condominiums. Touting "urban living in a village setting," the new community offers walkability that appeals to today's home buyers.

Lochmere

Located in East Cary, Lochmere is a well-known and highly sought-after neighborhood. With homes built in the late 80s and early 90s, the established community is a draw for families in all stages of life.

With three lakes, walking and biking trails, two community pools, tennis facilities, sand volleyball courts and more, Lochmere homeowners can be as active as they like.

MacGregor Downs

Boasting half-acre homesites with mature trees and beautifully appointed homes, MacGregor Downs is a picturesque Cary country club community.

Located near the town's center on an award-winning golf course, MacGregor Downs is known to be a place of exceptional living and convenience with condominiums starting in the $200s and extraordinary homes typically priced from the $500Ks to more than $1M.

Preston

Another of Cary's most prestigious golf communities, Preston draws buyers from all over the Triangle and even the state. A well-established neighborhood with homes of all styles, sizes, and design—ranging from $250K to more than $2.5M—homeowners enjoy easy access to the Research Triangle Park, good schools, a community playground, private lake, and scenic golf course views.

Homeowners who join the Prestonwood Country Club can enjoy three 18-hole golf courses, nine tennis courts, three pools and a Georgian-style clubhouse with restaurant.

 

Learn more about Coldwell Banker Howard Perry and Walston and the cities and towns our leading real estate team serves.

August
30

What is a Credit Score?

Content prepared by Towne Mortgage of the Carolinas for Coldwell Banker Howard Perry and Walston

While most people know what a credit score is, many do not fully understand what factors can impact their scores.

What is a credit score?

Credit scores reflect your payment patterns and credit history over time, and almost all major lenders use them to determine how likely you are to pay back a loan.

In the eyes of a lender, a high credit score indicates you are reliable, while a lower credit score means you're less likely to make payments on time, or even pay back your loan at all. Your score will also help a lender determine the types of loan available to you and the interest rate that you will pay to borrow money.

"Today's home buyers are impacted more than ever by their credit score," said Doug Anderson, Lending Manager with Towne Mortgage of the Carolinas. "A credit score can affect their down payment, their interest rate, and their mortgage insurance payment; even homeowner's insurance can be affected by a credit score."

What is a good credit score?

A perfect credit score is 850; however, any credit score above 760 is considered to be good.

How do you establish credit?

There are five important factors when establishing credit:

Payment history

Your bill paying history is the most important factor on your credit score as it shows that you manage your money well and are likely to be a responsible borrower.

Be sure to pay all your bills on time. If you think you might be late on a payment, call your lender promptly, to determine if you may work something out to avoid penalty. 

Credit utilization

Credit utilization is the amount of money you spend compared to your available credit. For example, if your credit card has a limit of $1,000 each month and you only spend $200 each month, your credit utilization is 20 percent. Do your best to keep your credit utilization ratio under 30 percent to avoid drops in your credit score. 

Length of credit history

The length of time your credit accounts have been open and how often you've used those accounts determines your credit history. An account with a longstanding history will help you to establish credit and demonstrate that you are a responsible borrower. 

New credit

Lenders pay close attention to your credit activities and may lose confidence in your financial stability if you open too many credit accounts at the same time. Such concerns can lead credit-reporting agencies to issue you a lower credit score.

Credit mix

Credit mix is the variety of debt that you have taken out such as installment credit like car loans and student loans, or revolving credit like credit cards or retail accounts. This variety may indicate that the borrower can handle all different types of credit.

What is my credit score?

Interested to find out more about your credit score? You are entitled to order a free copy of your credit report from each of the major credit reporting agencies—Equifax, Experian, and TransUnion—through AnnualCreditReport.com every 12 months. AnnualCreditReport.com is the only website that is government authorized to provide you with free copies of your score.

Pleased with your credit score? Congratulations, keep up the good financial work to continue increasing your credit score.

Surprised to find a negative report and low credit score? Unfortunately, negative information on your credit report remains for a long time. Here's the rundown:
- Late payments: 7 years from the late payment date
- Foreclosures: 7 years
- Short sales: 7 years
- Repossessions: 7 years
- Judgments: 7 years if the judgment has been paid; potentially longer if unpaid
- Tax liens: 7 years after they are paid
- Collection accounts: 7 years and 180 days from the date of delinquency on the original debt
- Bankruptcies: 10 years from the filing date; 7 years for Chapter 13 cases

How can I better my credit score?

Yes, it may take awhile, but you can fix these blemishes over time. Tips that will help you rebuild your credit include:

Check your credit report for mistakes

Under the Fair Credit Reporting Act, credit-reporting companies are obligated to fix any mistakes on your report.

To report a mistake, you must submit any inaccuracies in writing to each credit bureau. You'll need to clearly identify the issue in writing, and supply documents that support your position.

Make all payments on time

Your payment history is the basis for the majority of your credit score making it critical that you pay all bills in a timely fashion to prove your reliability to lenders. 

Keep credit card balances low

Maintaining ideal credit utilization of 20 percent or less by keeping a low balance on your credit card shows lenders that you can responsibly manage your credit without spending beyond your means.

Lenders may become concerned that you are in financial trouble if you continually spend more than 30 percent of your available credit.

Protect existing credit

Don't take scissors to your credit cards or close existing credit accounts in hopes that previous negative activities will disappear from your credit report or increase your credit score. Instead, use your established credit accounts appropriately to rebuild your credit score by managing them wisely.

Create positive credit history

Bad credit history may cause you to be denied some forms of credit, but it is possible to open a new form of credit that could help build your score.

One option to consider includes asking a family member or close friend to co-sign for a credit card or car loan. You can also apply for a secured credit card, which will require you to put up cash collateral to serve as security for your line of credit.

Towne Mortgage of the Carolinas

Content prepared by Towne Mortgage of the Carolinas for Coldwell Banker Howard Perry and Walston

 

Image Credit: Shutterstock.com

August
30

Durham Real Estate Office Ribbon-Cutting

Coldwell Banker Howard Perry and Walston is growing in the Bull City!

Together with the Greater Durham Chamber of Commerce, we cut a bright orange ribbon celebrating the grand re-opening of our Durham sales office now located near The Streets at Southpoint at 6911 Fayetteville Road, Ste. 105. Led by recently appointed Managing Broker Trish Taylor, the new location features a contemporary, collaborative business space designed to better serve agents through all stages of the home buying process.

"We are strengthening our presence in Durham to support the thriving real estate market and influx of professionals drawn to the prospering tech businesses and career opportunities available in the area," said Don Walston, Coldwell Banker Howard Perry and Walston Founder and Chairman. "Trish has the expertise to lead our Durham real estate team to great success to help even more home buyers and sellers win in the Bull City."

The new Durham real estate office offers a modern atmosphere in an accessible, storefront setting. Featuring social gathering spaces with comfortable seating, shared computer areas for data research and desk-side meetings, and private meeting rooms, real estate agents will have the professional space they need to support their buyers and sellers.

"This new office space ensures our dynamic Coldwell Banker Howard Perry and Walston real estate associates will continue to provide excellent support and unparalleled service to their clients," said Taylor. "It also serves us well in partnering with even more agents and brokers in and around the Durham area to increase our presence and customer service offerings in all local neighborhoods and communities."

About Durham

A revitalized tobacco town, Durham has seen a surge of startup and tech business activity drawing professionals in from throughout the state and across the country.

Often scoring high marks on "best of" lists touting career opportunities, cultural offerings, innovation, livability and more, the Bull City is a great choice for homebuyers of all ages in all life stages.

The City's top medical, research and educational facilities like Duke Medicine and Duke University have earned national spotlight and its American Tobacco District retailers, venues and eateries continually make headlines. And, you certainly can't forget about the Durham Performing Arts Center, known as the DPAC to locals, and the Durham Bulls Athletic Park, home to the Tampa Bay Rays' Triple-A affiliate, located in the heart of the downtown district.

Want to learn more about Durham and all that it has to offer you and your family? Our Coldwell Banker Howard Perry and Walston Durham real estate agents are happy to help.

Coldwell Banker Howard Perry and Walston Durham Real Estate Office Coldwell Banker HPW Don Walston and Trish Taylor
Coldwell Banker HPW David Jones and Wool E. Bull Coldwell Banker HPW Kent Hanley
Coldwell Banker Howard Perry and Walston Durham Ribbon Cutting Coldwell Banker HPW Durham Trish Taylor and Wool E. Bull

 

August
29

President/COO David Jones Wins TBJ C-Suite Award

Coldwell Banker HPW President and COO David Jones was recently recognized by the Triangle Business Journal as an outstanding C-level executive.Have we mentioned we have the top real estate leadership team in the area? We do.

In fact, our Coldwell Banker Howard Perry and Walston President and COO David Jones was recently recognized by the Triangle Business Journal as an outstanding C-level executive.

"David has been a steady and strong leader within Coldwell Banker Howard Perry and Walston for many, many years," said Don Walston, company founder and chairman. "An insightful real estate expert, he has his finger on the pulse of the market and can foresee trends well in advance. His talent has guided our company well throughout the years and will continue to aid us as we grow our regional presence."

The only real estate professional to earn distinction, David won a C-Suite Award applauding his numerous contributions and longstanding commitment to our full-service real estate company.

According to Triangle Business Journal publisher Jason Christie, "The inaugural class of C-Suite winners is impressive. They represent the best of the best in corporate leadership in The Triangle. We're proud of what they've accomplished, and they have set the bar for others to follow."

Interested in learning more about David and his keen leadership abilities? Read more about the accomplishments that led him to earn the Triangle Business Journal's nod of approval.

How is your role important to the success of your organization and how have you contributed to the organization's growth?

In an industry founded on emotional, life-changing decisions, and working for a highly talented, entrepreneurial owner, I've remained a constant grounding force that has helped to steer a steady course for our company to support our agents and their clients.

Over my 30-year career with Coldwell Banker Howard Perry and Walston, we've grown our Wake County reach exponentially to become a regional real estate company with 15 sales offices covering central North Carolina from Mebane to Goldsboro. We've expanded our offerings to include mortgage loans, title insurance, and rental management services to become a company ready to serve buyers and sellers throughout the entire real estate process from "for sale" to "sold."

What do you consider to be your greatest professional achievements in the past year?

I took a hard look at our agent recruitment process and the efficiency of our internal systems to ensure that our new team members are easily able to jump right into production upon joining the company. Our new streamlined onboarding process has already proven to be a driving force in our real estate agents' marketing efforts and sales success.

Access David's complete C-Suite Award spotlight in the Triangle Business Journal here.

Congratulations on a job always well done, David!

 

August
29

Triangle Towns are Among the Safest in America

You may not have written it on your "must-have" list between an open kitchen and designated laundry room, but chances are that safety is among your top priorities for your next house and the community you will call home.

Fortunately for you, buyers, the Triangle is known to have some of the safest towns and cities in the country with Cary leading the charge.

The Triangle town has recently earned not one, but two separate nods from SafeWise and The National Council for Home Safety and Security touting its safe streets and engaging environment.

Safest Cities to Raise a Child

SafeWise ranked Cary as the tenth best city on its 2017 list of The 30 Safest Cities to Raise a Child sharing that, "While parents always strive to closely supervise their kids, it helps to have a community that's willing to focus on family-friendly initiatives that make the difference."

The home security provider then went on to offer further insight into its research on the growing Cary suburb, reporting:

Located near the Research Triangle Park, Cary's award-winning sports and recreation department has a robust approach to youth sports. Dotted with creeks and tree-lined streets, this community outside of Raleigh is one of the most highly educated in America, as 68% of residents have a college degree. 

Safest Cities in the Nation

Cary also snagged a prime position on the National Council for Home Safety and Security's list of the safest cities in the nation coming in 40th out of the top 100 municipalities reviewed based on FBI and local crime reports.

Like SafeWise, the National Council for Home Safety and Security highlighted many of the Raleigh suburb's recreational amenities and activities to demonstrate the numerous opportunities residents have to enjoy healthy and active lifestyles:

Cary is located between Chapel Hill and Raleigh North Carolina with a population of 160,291. This "Bicycle Friendly Community" is located along the U.S. Bicycle Route 1 along with offering mountain biking in Lake Crabtree County Park. There are also many historic places to visit such as the Page-Walker Hotel, which contains the Cary Heritage Museum to Yates Mill. The area's many lakes such as Lake Johnson and Crabtree provide trails and water sports for entertainment during the hot summer months.

Safe Triangle Towns

Cary isn't the only town in the Triangle region to earn acclaim as a safe place to live.

Over the past year, towns all throughout Wake and surrounding Triangle area counties have added safe-city recognitions including:

Apex

  • 3rd safest Raleigh suburb, Niche, 2017 Safest Suburbs in Raleigh

Cary

  • 4th safest Raleigh suburb, Niche, 2017 Safest Suburbs in Raleigh
  • 7th safest city in North Carolina, National Council for Home Safety and Security, The Safest Cities in North Carolina 2017
  • 8th safest city in North Carolina, SafeWise, The 20 Safest Cities in North Carolina - 2017

Creedmoor

  • 9th safest Raleigh suburb, Niche, 2017 Safest Suburbs in Raleigh

Holly Springs

  • 2nd safest Raleigh suburb, Niche, 2017 Safest Suburbs in Raleigh
  • 3rd safest city in North Carolina, SafeWise, The 20 Safest Cities in North Carolina - 2017
  • 3rd safest city in North Carolina, National Council for Home Safety and Security, The Safest Cities in North Carolina 2017

Morrisville

  • 5th safest Raleigh suburb, Niche, 2017 Safest Suburbs in Raleigh
  • 13th safest city in North Carolina, National Council for Home Safety and Security, The Safest Cities in North Carolina 2017
  • 15th safest city in North Carolina, SafeWise, The 20 Safest Cities in North Carolina - 2017

Rolesville

  • 8th safest Raleigh suburb, Niche, 2017 Safest Suburbs in Raleigh
  • 17th safest city in North Carolina, National Council for Home Safety and Security, The Safest Cities in North Carolina 2017
  • 26th safest city in America, Niche, 2017 Safest Cities in America

Wake Forest

  • 7th safest Raleigh suburb, Niche, 2017 Safest Suburbs in Raleigh

Wendell

  • 6th safest Raleigh suburb, Niche, 2017 Safest Suburbs in Raleigh
  • 10th safest city in North Carolina, National Council for Home Safety and Security, The Safest Cities in North Carolina 2017
  • 12th safest city in North Carolina, SafeWise, The 20 Safest Cities in North Carolina - 2017

Access the National Council for Home Safety and Security, Niche and SafeWise safest city reports here:
- National Council for Home Safety and Security: The Safest Cities in North Carolina 2017
- Niche: 2017 Safest Suburbs in Raleigh, 2017 Safest Cities in America
- SafeWise: The 20 Safest Cities in North Carolina - 2017

 

Learn more about our full-service Coldwell Banker Howard Perry and Walston real estate company and the cities and towns our leading team of realtors and agents serve.

August
29

REAL Trends ranks HPW as #1 Triangle Real Estate Brokerage

Leading industry officials at REAL Trends have spoken, and Coldwell Banker Howard Perry and Walston has again been named the #1 residential real estate agency in the growing Triangle region, also ranking among the top 100 firms in the country.

"We set goals, and we break goals year after year after year," said Don Walston, founder and chairman of Coldwell Banker Howard Perry and Walston. "Our agents and staff are the hardest working, most talented real estate professionals in the Triangle and across the state. They are the reason we continue to lead this competitive market and will forge ahead to help even more home sellers and buyers achieve real estate success."

REAL Trends, the trusted source for news, research and information about the real estate brokerage industry, reviews the 500 largest residential real estate brokerages each year to spotlight national success and commend local market leadership based on real estate transactions and sales volume.

The Triangle's Top Real Estate Agency

Founded more than 40 years ago, Coldwell Banker Howard Perry and Walston is a full-service real estate company with award-winning departments, offices, and agents.

We operate the leading residential relocation division in the nation and support a growing network of 15 sales offices spanning beyond the Triangle region from Alamance County all the way to Wayne County.

Led by Founder Don Walston and real estate industry veterans including CEO Kent Hanley and President and COO David Jones and in partnership with Coldwell Banker, our prospering firm has more than 900 real estate agents all well poised to help you from "for sale" to "sold."

"We've set the standard for superior service by empowering our real estate team to offer the newest sales and marketing technologies to develop impactful strategies for their clients," said Hanley. "There is great power in our Coldwell Banker brand and our local market reach that buyers and sellers can trust."

Local Market Real Estate Agents

Coldwell Banker Howard Perry and Walston has a vast footprint with highly trained real estate agents working throughout the Triangle area and beyond. Our company's local sales offices are located in:

  • Cary
  • Chapel Hill
  • Clayton
  • Durham
  • Fuquay-Varina
  • Garner
  • Goldsboro
  • Hillsborough
  • Mebane
  • Pittsboro
  • Raleigh
    • Falls of Neuse
    • North Hills
    • Strickland Road

"More than 10 of our Triangle area suburbs just landed on a top 25 list of the best North Carolina suburbs in which to buy a home based on value, property taxes, housing costs, and trends. We have expert real estate agents ready to help buyers in every one of those growing communities. We're positioned to Help People Win no matter the local city or town they want to call home," added Hanley.

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